> ## Documentation Index > Fetch the complete documentation index at: https://api-portal.etoro.com/llms.txt > Use this file to discover all available pages before exploring further. # Execute an internal account-to-account transfer > **Rate limit:** 60 requests per 60 seconds. This is the **default shared quota** — it is shared with every other endpoint that has no dedicated limit, so requests across those endpoints all draw from the same budget. --- Executes an internal transfer from the source account to the destination account for the authenticated customer. ## OpenAPI ````yaml /api-reference/openapi.json post /api/v1/money/transfers openapi: 3.0.1 info: title: eToro Api version: v1.342.0 description: >- eToro’s public API provides access to real-time financial data, trading insights, and account management features, allowing developers to integrate eToro’s services into their applications. With access to market prices, historical data, and social trading information, the API empowers users to enhance their trading strategies. Designed for security and scalability, the eToro API ensures smooth and reliable integration for a variety of financial applications. For more details on integrating with eToro's public WebSocket service, please refer to the dedicated [WebSocket documentation](./websocket/websocket-doc.html). ## Authentication Every request must be authenticated with exactly one of two options: an OAuth 2.0 access token (`Authorization: Bearer `), or the non-interactive credential pair (`x-api-key` + `x-user-key` headers). The two options are mutually exclusive — a request carrying both is rejected. Each operation lists the OAuth scopes that grant access as alternative security requirements: a bearer token needs only ONE of them, and the same permissions govern the credential pair. servers: - url: https://public-api.etoro.com description: eToro Public API security: - apiKeyAuth: [] userKeyAuth: [] - oauth2: [] tags: - name: Agent Portfolios - name: Social Feeds - name: Balances - name: Clubs - name: Watchlists - name: Top Assets - name: Market Data - name: Identity - name: Cash Accounts - name: Transfer - name: Notifications - name: PI Data - name: PortfolioSearch - name: Price Alerts - name: SSO - Applications - name: SSO - Scopes - name: Sub-Accounts - eToro Trading - name: Sub-Accounts - name: Trading - Demo - name: Trading - Real - name: Users Info - name: Rankings - name: User Stats - name: Copy Trading - name: Deprecated paths: /api/v1/money/transfers: post: tags: - Transfer summary: Execute an internal account-to-account transfer description: >- **Rate limit:** 60 requests per 60 seconds. This is the **default shared quota** — it is shared with every other endpoint that has no dedicated limit, so requests across those endpoints all draw from the same budget. --- Executes an internal transfer from the source account to the destination account for the authenticated customer. operationId: postMoneyTransfer parameters: - name: x-request-id in: header required: true schema: type: string format: uuid example: 7e597a93-9111-49ef-8f25-3a3a5892d3b5 description: A unique request identifier. requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/MoneyTransferRequest' responses: '200': description: >- Transfer accepted; returns transfer id and optional echoed request reference id. content: application/json: schema: $ref: '#/components/schemas/MoneyTransferResponse' headers: RateLimit-Limit: description: >- Maximum number of requests allowed per window. This is the default shared pool used by every endpoint without a dedicated limit, so it is NOT per-endpoint — requests across those endpoints all draw from this one budget. schema: type: integer example: 60 RateLimit-Remaining: description: Requests remaining in the current window for this quota. schema: type: integer RateLimit-Reset: description: Seconds until the current window resets. schema: type: integer RateLimit-Policy: description: Quota policy in the form `;w=`. schema: type: string example: 60;w=60 '400': description: Validation error (accounts, amount, currency, or route). '401': description: Unauthorized '403': description: Forbidden '409': description: Conflict (e.g. idempotency / duplicate request reference per policy) '429': description: >- Too Many Requests — the shared rate limit (60 requests / 60s) was exceeded. headers: RateLimit-Limit: description: >- Maximum number of requests allowed per window. This is the default shared pool used by every endpoint without a dedicated limit, so it is NOT per-endpoint — requests across those endpoints all draw from this one budget. schema: type: integer example: 60 RateLimit-Remaining: description: Requests remaining in the current window for this quota. schema: type: integer RateLimit-Reset: description: Seconds until the current window resets. schema: type: integer RateLimit-Policy: description: Quota policy in the form `;w=`. schema: type: string example: 60;w=60 Retry-After: description: Seconds to wait before retrying. schema: type: integer example: 60 '500': description: Server error security: - apiKeyAuth: [] userKeyAuth: [] - oauth2: - etoro-public:money.transfer:write components: schemas: MoneyTransferRequest: type: object description: Request model for executing an internal transfer required: - requestReferenceId - sourceAccount - destinationAccount - amount - currency properties: requestReferenceId: type: string description: Client reference / idempotency key. example: client-ref-8f3a-001 sourceAccount: $ref: '#/components/schemas/TransferAccountRef' destinationAccount: $ref: '#/components/schemas/TransferAccountRef' amount: type: number format: double description: Amount to transfer. example: 250 currency: type: string nullable: true description: >- ISO 4217 alphabetic currency code; must match the source account currency. example: USD extraData: type: object nullable: true additionalProperties: true description: Optional client metadata (opaque JSON object). MoneyTransferResponse: type: object description: Response after executing a transfer required: - transferId properties: transferId: type: integer format: int64 description: Server transfer identifier. example: 9876543210 requestReferenceId: type: string nullable: true description: Echo of client requestReferenceId when provided. example: client-ref-8f3a-001 TransferAccountRef: type: object description: Account identifier for a transfer participant required: - accountType - accountId properties: accountType: $ref: '#/components/schemas/MoneybusApi_AccountType' accountId: type: string description: Account identifier example: ACC-100100 MoneybusApi_AccountType: type: string enum: - trading - options - cash - moneyFarm securitySchemes: apiKeyAuth: type: apiKey in: header name: x-api-key description: >- API key of the application. Only valid together with the x-user-key header — the pair is an alternative to OAuth bearer authentication, never sent alongside it. The pair is granted the same permissions the operation's OAuth scopes describe. Demo credential for trying the API from these docs: `lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663` x-default: lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663 userKeyAuth: type: apiKey in: header name: x-user-key description: >- User-specific authentication key. Only valid together with the x-api-key header — the pair is an alternative to OAuth bearer authentication, never sent alongside it. Demo credential for trying the API from these docs: `eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_` x-default: >- eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_ oauth2: type: oauth2 description: >- eToro OAuth2 — send the access token as `Authorization: Bearer `. Each operation lists the scopes that grant access as separate `security` requirements (OpenAPI OR semantics): the caller's token only needs ONE of them — you do NOT need all of them. Mutually exclusive with the x-api-key/x-user-key credential pair: never send both. flows: authorizationCode: authorizationUrl: '' tokenUrl: '' scopes: etoro-public:agent-portfolio:read: Grants access to the 'etoro-public:agent-portfolio:read' scope. etoro-public:agent-portfolio:write: Grants access to the 'etoro-public:agent-portfolio:write' scope. etoro-public:club:read: Grants access to the 'etoro-public:club:read' scope. etoro-public:demo:read: Grants access to the 'etoro-public:demo:read' scope. etoro-public:demo:write: Grants access to the 'etoro-public:demo:write' scope. etoro-public:feed:read: Grants access to the 'etoro-public:feed:read' scope. etoro-public:feed:write: Grants access to the 'etoro-public:feed:write' scope. etoro-public:money.balance:read: Grants access to the 'etoro-public:money.balance:read' scope. etoro-public:money.cash-transactions:read: >- Grants access to the 'etoro-public:money.cash-transactions:read' scope. etoro-public:money.transfer:read: Grants access to the 'etoro-public:money.transfer:read' scope. etoro-public:money.transfer:write: Grants access to the 'etoro-public:money.transfer:write' scope. etoro-public:money:transfer: Grants access to the 'etoro-public:money:transfer' scope. etoro-public:notifications:read: Grants access to the 'etoro-public:notifications:read' scope. etoro-public:notifications:write: Grants access to the 'etoro-public:notifications:write' scope. etoro-public:pi-data:read: Grants access to the 'etoro-public:pi-data:read' scope. etoro-public:price-alerts:read: Grants access to the 'etoro-public:price-alerts:read' scope. etoro-public:price-alerts:write: Grants access to the 'etoro-public:price-alerts:write' scope. etoro-public:real:read: Grants access to the 'etoro-public:real:read' scope. etoro-public:real:write: Grants access to the 'etoro-public:real:write' scope. etoro-public:sso-applications:read: Grants access to the 'etoro-public:sso-applications:read' scope. etoro-public:sso-applications:write: Grants access to the 'etoro-public:sso-applications:write' scope. etoro-public:sso-scopes:read: Grants access to the 'etoro-public:sso-scopes:read' scope. etoro-public:sso-scopes:write: Grants access to the 'etoro-public:sso-scopes:write' scope. etoro-public:sub-accounts:read: Grants access to the 'etoro-public:sub-accounts:read' scope. etoro-public:sub-accounts:write: Grants access to the 'etoro-public:sub-accounts:write' scope. etoro-public:trade.demo:read: Grants access to the 'etoro-public:trade.demo:read' scope. etoro-public:trade.demo:write: Grants access to the 'etoro-public:trade.demo:write' scope. etoro-public:trade.real:read: Grants access to the 'etoro-public:trade.real:read' scope. etoro-public:trade.real:write: Grants access to the 'etoro-public:trade.real:write' scope. etoro-public:user-info:read: Grants access to the 'etoro-public:user-info:read' scope. etoro-public:watchlist:read: Grants access to the 'etoro-public:watchlist:read' scope. etoro-public:watchlist:write: Grants access to the 'etoro-public:watchlist:write' scope. ````